What is Direct Car Insurance? Well it is exactly what it is, Direct , you arrange the policy and buy the policy direct from the Car Insurers website .
Many believe that the benefits of buying direct from the Insurer are that in many cases the premiums offered will be substantially less than if you took up a quote offered by an intermediary, though often this is not the case. .The flipside is that if youbuy direct you miss out on the benefits of when you Compare Car Insurance from multiple providers.
Most companies that sell direct car insurance can make cost cuts in broker fees and data handling , which many do pass onto their customers in discounted premiums or marketing ‘ offers ‘ such as offering twelve months insurance for the price of only 10 months cover , or throwing in some more covers for free, such as windscreen cover.
These marketing ploys ought to be viewed suspiciously by a prospective purchaser of a policy , as it often happens that the costs of the ‘special deal ‘ are absorbed elsewhere in the car insurance quotes tendered .
With so many different ways to purchase car insurance available nowadays it is quite often impossible to work out whether you are buying your insurance from a direct seller , or not. It is quite possible that the insurance company you are speaking with are not Car Insurance Agents ?
How to contact a Direct Car Insurance Company
It is possible to take out directcar insurance by either picking up the phone and diallng a number telephone number that you found in yellow pages. A specialist direct car insurance company in the UK is Adrian Flux who can be contacted direct on 0800 089 0182
The other method is by shopping on the World Wide Web where you have access to many different types of Direct car insurance companies .
These Direct Car Insurance sites also include providers of Specialist Car Insurance and Speciality Car Insurance .
Whichever method you prefer to actually buy your cover , make sure that you know , whether you are purchasing from a direct motor insurance company or one of the many other middleman that exist . If you don’t it could cost you much more in expensive premiums !
However you decide to buy your car insurance it should always be with what is right for your particular circumstances , in mind. you should always make comparative decisions on a like for like basis. If one policy being offered a for a lot less than a competitor, you should check carefully the levels of cover in the small print , and compare the limits of indemnity.
You may require help in deciding what covers you need - phone a specialist insurance broker or direct car insurer and they will be able to tell you exactly what they are offering.
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